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Sales reps and in-house employees who deal with customers will be carefully trained and will be given wide latitude for insuring that customers are always satisfied. Grants are only free in that you do not have to pay back the money. Grants. Many so-called experts have proved to be nothing more than opportunists who make false promises just so that they take fees from clients who have been ultimately left with nothing but a failed grant application. 1. Principal uses of the funds will be to finance operations until cash flow becomes positive and to create a stronger balance sheet in order to help secure additional bank lending against to finance inventory and receivables.


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The independent commissioned reps will report to Tom Anderson. If you are writing a business plan that is meant to help you run the business better you may want to skip or write very simple sections with all of the general background information on the company and the industry, and instead focus most of your plan on the areas of your plan that are currently most important to you. Financially we do need additional funding. If you get hung up on a particular part of the plan, dont worry because you can skip it for now and just come back and fill it in later. We plan on offsetting this weakness by hiring experienced commission reps for other territories. CHANGES IN THE MARKET ________________________________________ The most significant development in this marketplace recently has been the shift in toy and kite business away from independent stores to national mass marketers over the past decade.

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AVOID GRANT SCAMS - part 2

Most sources of grant money don't give grants to individuals for personal need. Grants usually are given to serve a community good, such as bringing new jobs to an area, training young people, preserving a bit of history, funding soup kitchens or art museums, or researching medical issues.

If you ask an agency or foundation for money for personal reasons, you probably won't get it, even if you are financially needy. You are also not likely to get a refund from the grant broker because the conditions for a refund are nearly impossible to meet: you usually have to apply and be denied by each person on the list within 90 days.

If you're thinking about applying for a business grant, you need to remember that the applications are available to you for free and that anyone who guarantees you a grant is likely to be interested in their own gain, and definitely not yours. If you think you may have been a victim of a grant scam, file a complaint with the FTC.

The FTC works for the consumer to prevent fraud, deceptive and unfair business practices in the marketplace and to provide you with information to help you see, stop, and avoid them.

If you want to file a complaint or to get free information on consumer issues, visit www.ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261.

The FTC will participate against Internet, telemarketing, identity theft, and other fraud-related complaints into Consumer Sentinel, a secure, online database available to hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.